Keven: $72/year (regular checkup and shots) for 2 animals seems OK to me. I paid $30 for a well-visit to a new vet in November, and $15 today to learn how to cut nails (I'm used to dogs and wasn't really comfortable without having seen it done properly). In June we do shots (~$30/) and with various other stuff, I assumed $100Can/year before emergencies for one animal. $1Can~$0.72US now for comparison (mind you, cost of living here may be somewhat higher than yours, we average higher overall, I think?). Hope this helps, Megan and Monster [Posted in FML issue 1453]