Short answer: I have both renters and homeowners insurance. I have NEVER had anyone tell me that. I would suggest a different company. Long answer: The one time I was turned down for a policy was when I applied for auto insurance and was newly divorced. The agent told me the company would deny coverage as *failure to meet criteria.* I told her to try anyway, because it is illegal to discriminate based on marital status. She did and they turned me down. I told them, very nicely, that I wanted to know what criterion I failed to meet and how. They covered me. You have been told that specifically it is because you have ferrets. Ask to know WHY. If you want to continue with this company, ask about an exception clause. If they don't do it, I would suggest another company. renee :) Ferret Aid 2006 June 23 - 25, 2006 Toronto, Ontario, Canada International Ferret Congress http://www.ferretcongress.org [Posted in FML issue 4909]