Yes, I've heard of this - I rent a house. When I moved here, I selected a new insurance agent with the same company I used in Illinois, they pre-filled out the renters insurance questionaire...... Dog, No, Exotic Pets, No .....although I had both and they never bothered to ask me. I know it wasn't right, but I signed it. What was I gonna do, not have coverage on my household contents because a ferret "could bite someone"? I don't let people that I'm woried about sueing me handle my ferrets in the first place. [Posted in FML issue 4078]