Could you get this from your fuzzies?  I had this on my neck about a year
ago and my doctor said it maybe from the ferrets licking my neck, well she
gave me a prescription for ringworm and it went away fast, the name of it
is Lotrisone Cream (clotrimazole/betamethasone).
 
I'm sure if it was ringworm I would have it all of the time since my
fuzzies always bathe me with tons of kisses everyday, lol
[Posted in FML issue 3295]