Don't you have a Bed, Bath & Beyond near you? That's where I found that hat Or if you just have a debit card with your bank - does it have Visa or Mastercard on it? If so then you can use it to pay just as you would a credit card - just the money obviously comes out right away. I don't know of any banks that still have debits cards without the Visa or Mastercard logo on it. Laura [Posted in FML 7261]